The Process

When we have received and reviewed your application, we will call you in order to follow up and help you purchase the car you are interested in. This normally takes 24 hours to process. Thank You

Pay On-Time, Stay on Track! 

Making on-time payments is critical to establishing or improving your credit score! Our program will allow several online payment options.


Have you been turned down due to Bankruptcy, Repossession, Credit Problems or Lack of Credit? Haltermans Toyota/Scion and Mitsubishi can offer you the credit you deserve!

Haltermans has partnered with a financial service company specializing in helping consumers with rough, little or no credit. Since Credit Acceptance doesn't use a typical FICO score to assess credit worthiness, your "past credit history" is not a factor and they can deliver credit approvals within 30 seconds through the internet.

Through this financing program, Haltermans Toyota/Scion/Mitsubishi helps consumers change their lives by providing them an opportunity to establish or re-establish their credit standing by making timely monthly payments on their financed vehicle. Get credit for the payments that you make, unlike Buy Here Pay Here. Plus unlike many Buy here Pay here dealers we are a full service dealership so you can see us for all your needs! We also have an express lube facility where we have some of the best and brightest technicians working on and looking at your vehicle. 


  • Monday 9:00AM - 8:00PM
  • Tuesday 9:00AM - 8:00PM
  • Wednesday 9:00AM - 8:00PM
  • Thursday 9:00AM - 8:00PM
  • Friday 9:00AM - 8:00PM
  • Saturday 9:00AM - 6:00PM
  • Sunday Closed


Halterman's Automotive Group

1741 Paradise Trail
Directions Route 447
East Stroudsburg, PA 18301

  • Sales: 5707403112
  • Service: 5707558095
  • Parts: 5707018844

How it Works:

 If you're wondering, "How can they guarantee to get me approved on a car loan?" The Haltermans 

Credit Acceptance system is simple. First, one of Credit Acceptance representatives will gather 

some information about your specific needs. Then we'll gather some basic information about your 

employment and financial goals and we'll present your options. If the terms aren't satisfactory, we'll 

work together until we find the vehicle that fits your needs and financial goals. We will ask that you 

provide some supporting documents for the lender like proof of your income, from whatever source it 

may be (pay stubs, fixed income, cash income, unemployment benefits, and self employed applicants 

are all welcome)!

Once we have the documents we need and you've selected the option that best fits your needs, you'll 

drive off in your car and start the road to credit recovery, for all those other things in life. It's our goal 

to treat you with respect every step of the way on your road to credit recovery.
Why we find value in the program:

Life in the Pocono Mountains requires reliable transportation. Whether you reside in Stroudsburg,

Tannersville, Tobyhanna, Blakeslee, Bangor or Bushkill, you need a car, truck or SUV to get around. 

Haltermans Auto Group understands the importance of reliable transportation in the Poconos so, 

whether you have good credit bad credit or no credit at all, Haltermans offers GUARANTEED 


For those of you have have seen challenges with credit including bankruptcy, loan modification 

or foreclosure, Haltermans Auto Group is here to help. All applications are accepted and we 

GUARANTEED CREDIT APPROVAL. All it takes is a second chance to get back on the road to 

credit recovery and we're here to help.
Testimonials for satisfied customers on the road to credit recovery:

Angie (Grindstone, PA)

I never had any problems or issues with Credit Acceptance. The process was seamless from beginning to end. Thank you 

Credit Acceptance! 

Caroline (Brewerton, NY)

Credit Acceptance helped me achieve my goal. During pre-bankruptcy my credit was totally shot and now after making on-time payments....only 2.5 years later my credit score has increase tremendously!! I am so grateful. 

George (E Syracuse, NY)

Thanks Credit Acceptance for relieving the stress of a one car family and giving us the ability to finance another one. 

Larry (Upper Darby, PA)

Credit Acceptance approved me and gave me a chance and I appreciate that. 

Marie (Dillsburg, PA)

If you need to rebuild your credit, as I did, this is the place to start. From the beginning, anytime I called into Credit Acceptance the Customer Service Reps would answer all the questions I had. They always offered other convenient options for making my payments in addition to calling. They were professional, courteous and understanding. I am grateful! 

Matthew (McDonough, NY)

Credit Acceptance approved me even during my bankruptcy. I was so surprised that I was able to get approved. I was rejected by four banks prior to Credit Acceptance. They gave me a chance to start over and re-establish my credit. I can't thank them enough!! 

Roger (Palmerton, PA)

Credit Acceptance helped us when we really needed it the most. The process was easy, fast and enjoyable compared to past car buying experiences. Thanks for the good ride! 

Thomas (Rochester, NY)

My experience with Credit Acceptance was Perfect! The Customer Service team was very nice, eager to help and kept their word with everything they said they would do. Since my experience was great I referred my girlfriend and she too was approved and is very happy with the services. Thanks Credit Acceptance for making OUR experience ideal!